Wheels of Change

March 4, 2010

It was 1996, three years before I heard of Dave Ramsey.  We had 2 cars, one was paid for, and I decided I needed a truck.  Lori had just delivered our second child, fifteen months after the first.  We had my law school loans and foolish credit card debt, and we were sitting on 3 [...]

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Seeing the Light

March 3, 2010

I was eighteen and packing my stuff.  College was only a five hour drive away.  I was so excited! Never before did I have so much freedom.  No one was going to be there telling me what to do or when to be home or make sure I went to class.  Unfortunately no one was [...]

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Light at the end of the Tunnel

March 2, 2010

I first heard of Dave Ramsey through my husband, Charlie. Then I would occasionally hear Dave on the radio when traveling in the car with Charlie.  Even though the philosophy sounded good, the subject bored me.  You guessed it…I am the free spirit.  Before long I really did not want to talk about the finances, [...]

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Breaking the Chains

March 1, 2010

Some years ago when we lived in Alabama, we heard about a guy named Dave Ramsey.  He was doing a radio show and telling people to get out of debt.   He was telling folks to live without a credit card and going so far as to say people should live on LESS than what they [...]

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Help! I’m in a timeshare and I can’t get out!!

February 22, 2010

You won’t have to read very far in this post to know how we feel about timeshares here at The Spahn Law Firm.  We have seen countless numbers of people come in frustrated that they can’t get out of their timeshare.  The truth is this:  a timeshare is not an investment.  Put more bluntly, a [...]

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Copyright Nuts and Bolts

February 8, 2010

“Listen. Can you hear it? The music. I can hear it everywhere. In the wind… in the air… in the light.  It’s all around us. All you have to do is open yourself up. All you have to do… is listen.”  This quote is from the motion picture August Rush.  The movie is about a [...]

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Estate Planning for Blended Families

February 1, 2010

The question I get asked most often is, “What happens to my property when I die if I don’t have a will?”  Unfortunately, that is not always a clear cut answer.  While the states have attempted to make the distribution of assets as fair as possible, many are surprised with the answers I give.  The [...]

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Estate Planning is for all “Adults”

November 9, 2009

When it comes to estate planning, we get asked several questions repeatedly: (1) Do I own enough to justify the cost of an estate plan; (2) Is an estate plan really necessary; and (3) I’m young, do I need to think about estate planning now?  The simple answer to all three questions is yes, yes, [...]

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The Business Proposition called “Marriage”

October 12, 2009

As I sit here and write  I am riding in a car with an old college girlfriend, reflecting on the weekend I just had.  We are on our way back from Houston, where we had a brief visit to celebrate the recent marriage of a mutual girlfriend from college.  The party was nice; it was [...]

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Gestational Agreements Explained

August 5, 2009

One of the greatest joys, thus far, in my legal career, has been the ability to create families.  My firm’s partnership with a local surrogacy agency provides me with this opportunity on a regular basis. I am sure that many of you are familiar with the concept behind a gestational agreement, whether through a peculiar [...]

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