Tag Archives: debt free

Wheels of Change

04 Mar

It was 1996, three years before I heard of Dave Ramsey.  We had 2 cars, one was paid for, and I decided I needed a truck.  Lori had just delivered our second child, fifteen months after the first.  We had my law school loans and foolish credit card debt, and we were sitting on 3 […]

Breaking the Chains

01 Mar

Some years ago when we lived in Alabama, we heard about a guy named Dave Ramsey.  He was doing a radio show and telling people to get out of debt.   He was telling folks to live without a credit card and going so far as to say people should live on LESS than what they […]